FAQs
All brokers get paid a procuration fee from the lender they place you with. Some brokers then charge you an additional ‘broker fee’ on top, essentially getting paid twice – WE DON’T CHARGE YOU A PENNY. When we scour the market for your mortgage, we share our screen so you can know for certain that you’re getting the best possible deal.
Fixed-rate mortgage deals have fallen compared with their levels earlier in 2025. For example, some of the very best two and five-year fixed rate deals are now in the high 3% range for borrowers with large deposits. A further potential base-rate cut in November may offer further yield – but acting now could allow you to lock in attractive terms before the very best offers disappear.
Would you like tailored recommendations based on your LTV, credit profile, or goal (e.g. moving, remortgaging, first-time buyer)? We would be happy to help further.
To get a mortgage in the UK, your salary (or total income) is a key factor because lenders use it to determine how much you can afford to borrow.
A mortgage is a kind of loan you can use to help you buy property. The average mortgage lasts for 25 to 30 years – although they can range from six months to 40 years – during which you’ll make monthly repayments. It’s secured against your home, which means you may lose your home if you can’t keep up with the repayments
Customers we’ve helped along the way
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If you're looking for a helping hand to find a mortgage or income protection (or just some advice about where to start), we’re always happy to chat.