If you’re (naturally) worried about how your dependants would manage should you die — or be diagnosed with a terminal illness — there are various Life Cover options that would pay out a tax-free lump sum should the unthinkable happen.
There are also certain illnesses (such as cancer or a heart attack) that we all hope we never encounter, but Critical Illness Cover can give you peace of mind should you experience or be diagnosed with one of them (as set by the insurer). Payable as a tax-free lump sum, funds can give you breathing space without the worry of loss of income, or you might wish to take a once-in-a-lifetime bucket-list holiday — or both. There is no restriction on how you spend the money.
Talk to us about what options are available to you — you don’t have to be a homeowner to plan for your future.